Privacy Policy

Effective date: September 23, 2023

This Privacy Policy outlines Trice Loans's (“Trice Loans”) regulations for collecting, utilizing, and disclosing personal information. It also informs You of Your privacy rights and legal protections while using the Service. We use Your Personal Data to provide and enhance the Service, and using it implies Your agreement to information handling in accordance with this Privacy Policy.

The collection and use of Your Personal data are necessary to provide and enhance the Service. Your utilization of the Service indicates agreement to this Privacy Policy.

Definitions

This Privacy Policy defines the following terms:

  • Application: the software program, TriceLoans, is downloaded onto any electronic device provided by the Company.
  • Business, for the purpose of the CCPA (California Consumer Privacy Act), refers to the Company as the legal entity that collects Consumers’ personal information and determines the purposes and means of the processing of Consumers’ personal information or on behalf of which such information is collected and that alone, or jointly with others, determines the purposes and means of the processing of consumers’ personal information, that does business in the State of California.
  • Company (referred to as either “the Company,” “We,” “Us,” or “Our” in this Agreement) refers to Trice Loans LLC, 8 The Grn Ste A Dover, DE, 19901-3618, United States. For the purpose of the GDPR, the Company is a Data Controller.
  • Consumer, for the purpose of the CCPA (California Consumer Privacy Act), means a natural person who is a California resident. A resident, as defined in the law, includes (1) every individual who is in the USA for other than a temporary or transitory purpose and (2) every individual who is domiciled in the USA who is outside the USA for a temporary or transitory purpose.
  • Country: United States.
  • Data Controller, for the purposes of the GDPR (General Data Protection Regulation) refers to the Company, the legal person who, independently or jointly with others, determines the purposes and means of processing personal data.
  • Device: any device that can access the Service, including computers, cellphones, and digital tablets.
  • Do Not Track (DNT): This concept that US regulatory authorities, especially the U.S. Federal Trade Commission (FTC), promote for the Internet industry development and implementation of a mechanism that allows Internet users to control the tracking of their online activities across websites.
  • Personal Data: This refers to any information related to an identified or identifiable individual. For the purposes of GDPR, Personal Data covers details such as a name, identification number, location data, online identifier, or other factors relating to physical, physiological, genetic, mental, economic, cultural, or social identity. Regarding the CCPA, the definition of Personal Data includes information that identifies, relates to, describes, or is capable of being associated with, or could reasonably be linked, directly or indirectly, with the individual concerned.
  • Sale, according to the CCPA (California Consumer Privacy Act), refers to the selling, renting, releasing, disclosing, disseminating, making available, transferring, or orally, in writing, or by electronic means, communicating of a Consumer's Personal information to another business or third party in exchange for monetary or other valuable consideration.
  • Service refers to the Application.
  • Usage Data: means the data that is automatically collected through the use of the Service or from the Service's infrastructure, such as the duration of an application visit.
  • You: means the individual utilizing or accessing the Service or the legal entity or company on whose behalf such individual is using the Service as may be applicable. Under GDPR (General Data Protection Regulation), you can also be referred to as the Data Subject or User since you use the Service.

Collection and Use of Your Personal Data

Types of Data Collected

Personal Data

We may request that You provide Us with personally identifiable information during the use of Our Service. This information can be used to contact or identify You. It may include first name, last name and usage data.

Usage Data

Automatically collected Usage Data when using the Service may include: Your Device’s Internet Protocol (IP) address (e.g., IP address), screens of our Service visited, visit date and time, time spent on those screens, and unique device identifiers along with other diagnostic data.

When accessing the Service by or through a mobile device, We may automatically collect certain information, including, but not limited to, the type of mobile device used; its unique ID; the IP address; the mobile operating system; the type of mobile internet browser; unique device identifiers and other diagnostic data.

Use of Your Personal Data

The Company may use Personal Data for the following purposes:

  • To provide and maintain the Service, including monitoring of Service usage.
  • For the performance of a contract: the development, compliance, and undertaking of purchase contracts for products, items, or services that You have purchased or any other contract with Us through the Service.
  • To contact You via electronic communication forms, including mobile application push notifications, to provide informative messages related to functionalities, products, services, or security updates when necessary or reasonable.

Retention of Your Personal Data

The Company will keep your Personal Data as long as necessary for the purposes set out in this Privacy Policy. We will retain and process your Personal Data to the extent necessary to comply with our legal obligations (for example, if required by applicable laws), resolve disputes, and enforce our legal agreements and policies.

We also retain Usage Data for internal analysis purposes. Usage Data is generally retained for a shorter period, except when used to strengthen the security or improve the functionality of Our Service or when legally required to retain it for more extended periods.

Disclosure of Your Personal Data

Law Enforcement

In certain circumstances, the Company may be obligated by law to disclose your Personal Data in response to valid requests by public authorities, such as a court or government agency.

Other Legal Requirements

It may be necessary for the Company to disclose Your Personal Data in good faith to:

  • Comply with legal obligations
  • Protect and defend the rights and property of the Company
  • Prevent or investigate possible misconduct in connection with the Service
  • Safeguard the personal safety of Users of the Service or the public
  • Protect against legal liability.

Security of Your Personal Data

The security of Your Personal Data is of utmost importance to Us. Although we use commercially acceptable means to protect your Personal Data, we would like to highlight that no method of transmission over the Internet or method of electronic storage is completely secure. As a result, we cannot guarantee the absolute security of Your Personal Data.

Analytics

We may use third-party Service providers to monitor and analyze the use of our Service.

Payments

Within the Service, we may offer paid products and/or services, which will be subject to payment processing through third-party services (e.g., payment processors). It is essential to highlight that none of Your payment card details will be stored or collected.

Instead, this information will be provided directly to the third-party payment processors. Their use of Your personal information is governed by their Privacy Policy, and they adhere to standards set by PCI-DSS, managed by the PCI Security Standards Council, a joint effort of brands like Visa, Mastercard, American Express, and Discover. These requirements aim to ensure the secure handling of payment information.

Apple Store In-App Payments

Their Privacy Policy can be viewed at https://www.apple.com/legal/privacy/en-ww/

Google Play In-App Payments Their Privacy Policy can be viewed at https://www.google.com/policies/privacy/

GDPR Privacy

Legal Basis for Processing Personal Data under GDPR

We process Personal Data under the following conditions:

  • Consent: When you provide your explicit consent for us to process your Personal Data for one or more specific purpose(s).
  • Performance of a contract: We need to process your Personal Data to fulfill our contractual or pre-contractual obligations.
  • Legal obligations: When we need to process your Personal Data to comply with a legal obligation to which the Company is subject.
  • Vital interests: When we need to process your Personal Data to protect Your vital interests or of another natural person.
  • Public interests: When we need to process your Personal Data to carry out a task in the public interest or exercise official authority vested in the Company.
  • Legitimate interests: When we process your Personal Data for specific purposes that are in our legitimate interests (except where your interests or Fundamental Rights take precedence over those interests).

The Company is willing to assist in clarifying the applicable legal basis for processing your Personal Data. In particular, we will determine if the provision of your Personal Data is required by law or if it is necessary to enter into or fulfill a contract. Please do not hesitate to contact us for any further inquiries.

Your Rights under the GDPR

The Company undertakes to respect the confidentiality of Your Personal Data and to guarantee You can exercise Your rights.

As per this Privacy Policy, and also under the EU law, you have the following rights:

  1. Access your Personal Data whenever you want to. You may request to update or delete any information we have on you directly within your account settings. We are happy to assist you if you cannot do it yourself. You may also ask to receive a copy of the Personal Data we have on you.
  2. Correct any incomplete or incorrect Personal Data that we might have on you.
  3. Object to the processing of your Personal Data. If we rely on our legitimate interest to process your Personal Data and something about your situation forces you to object to our processing, you may do so. You may also object to where we are processing your Personal Data for direct marketing purposes.
  4. Ask us to delete or remove your Personal Data if there is no good reason for us to keep it.
  5. Request a structured, commonly used, and machine-readable format for your Personal Data. This applies only to automated information that you initially provided consent for us to use or where we used the information to perform a contract with you.
  6. Withdraw your consent to using your Personal Data. However, kindly note that if you withdraw your consent, we may be unable to provide you with particular specific functionalities of our services.
Exercising Your GDPR Data Protection Rights

You may exercise Your rights of access, rectification, cancellation, and opposition by contacting Us at [email protected], or

Trice Loans LLC

8 The Grn Ste A Dover, DE, 19901-3618 United States

Please note that we may ask You to verify Your identity before responding to such requests. If You make a request, We will try our best to respond to You as soon as possible.

You have the right to complain to a Data Protection Authority about Our collection and use of Your Personal Data. For more information, if You are in the European Economic Area (EEA), please contact Your local data protection authority in the EEA.

Mobile Devices

Your mobile device allows you to opt out of having information about the apps you use collected for use in serving ads that are targeted to your interests. On Android devices, you can do so by selecting “Opt out of Interest-Based Ads” or “Opt out of Ads Personalization,” while on iOS devices, select “Limit Ad Tracking.” Additionally, changing the preferences on your mobile device can stop the collection of location information.

Children’s Privacy

Our Service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from anyone under the age of 13. If You are a parent or guardian and Know that Your child has provided Us with Personal Data, please contact Us. Suppose We become aware that We have collected Personal Data from anyone under the age of 13 without verification of parental consent. In that case, We take steps to remove that information from Our servers.

If We need to rely on consent as a legal basis for processing Your information and Your country requires consent from a parent, We may require Your parent’s consent before We collect and use that information.

California Privacy Rights for Minor Users (California Business and Professions Code Section 22581)

California Business and Professions Code section 22581 allows California residents under the age of 18 who are registered users of online sites, services, or applications to request and obtain the removal of content or information they have publicly posted.

To request the removal of such data, you can contact us using the information provided below if you are a California resident. Please include the email address associated with your account. It is important to note that your request does not guarantee the complete removal of content or information posted online, and certain circumstances may not permit or require removal by law.

Changes to this Privacy Policy

We may update our Privacy Policy periodically. Any modifications will be communicated to You via email and/or a prominent notice on Our Service before becoming effective.

We will also post the new Privacy Policy on this page and update the “Last updated” date at the top of the Policy. To stay informed, please review this Privacy Policy periodically. Remember that changes to this Privacy Policy are effective when posted on this page.

Contact Us

If you have any questions about this Privacy Policy, You can contact us by email: [email protected]